Management Consulting

About the Practice

In our management consulting services, addressing our end client’s business issues and finding new opportunities for them are our main areas of focus. We have an extended team who provides consulting in the areas of growth strategy, process excellence, technology and digital transformation, advanced analytics, finance, and risk management. Our lead SMEs bring deep domain expertise in the areas of banking and capital markets with an extended team with expertise across other verticals such as manufacturing, retail, FMCG, and others.

Our lead consultants, Mr. Praloy Majumder, and Mr. Soumya Dasgupta, have a huge amount of experience working with Banking clients across multiple geographies including the Middle East, Europe, Asia Pacific, the US, and India. They have done business and technology consulting in areas of core banking, Treasury, and Risk Management. Many of our consultants have a unique combination of domain expertise and technical knowledge which helps in proper gap analysis and efficient collaboration with both the business and technology team

The consultants come from excellent academic backgrounds, have advanced industry certifications such as FRM, TOGAF, etc, and have huge experience in training bankers for a combined experience of 120+ years. Mr. Praloy Majumder is also a training partner and visiting faculty at the School of Supervisors at the Indian Central Bank, RBI. He brings huge banking knowledge across areas of loan origination and loan management.

We have developed AI/ML-driven credit default prediction software which has given excellent prediction accuracy for commercial banks and NBFCs in India and Bangladesh post-go-live.
Our consultants also have conceptualized and innovated new solutions to track the efficiency of loan management processes.
We have a strong technology group and have developed various in-house solutions such as Credit Default Prediction software, E-commerce solution, Credit app on mobile, Tax solutions, etc. Our consultants are thought leaders in IT and banking industry and do training in new areas such as Fintech, digital lending, etc. This has helped us to acquire a keen appreciation of evolving market trends and best practices in the industry.

Praloy Majumder

MBA (Finance)
Title: Business SME in Banking
Email: [email protected]

• Training partner and Visiting Faculty at School of Supervisors at Indian Central Bank, RBI
• More than 30 years of rich experience, MBA from IIM-Calcutta and directly trained under Prof John C Hull on Derivative
• Worked in areas of entire banking domain
• Experience in bank training in loan origination, loan management, credit risk , market risk , operational risk and liquidity risk for major banks in India , Bangladesh , Srilanka , Kuwait and Malaysia.
• Developed discriminant analysis based classification models for proper reporting of Suspicious Transaction Report ( STR) under Anti Money Laundering ( AML) guidelines for a large NBFC in India
• Developed trade finance strategies and products for one of the large public sector banks of Indonesia on behalf of one of the leading Global consulting firms
• Developed game theory approach based credit default process for commercial banks and NBFC in India and Bangladesh
• Part of various RFP responses and client presentations
• Driven Continuous innovation through new tools/techniques using continuous updating of data driven trend regarding credit default areas of banks
• Was part of elite group that took both ICICI Limited and ICICI Bank for its maiden American Depository Receipt issuance , the first financial institutions and banks from Asia to do so
• Visiting faculty of IIM Calcutta for last two decades along with other top B Schools in India (IIM Lucknow, Sirmaur, Vizag, Udaipur, IMT Ghaziabad, MDI, Great Lake Institute of Management )
• Have done strategy consulting for SME firms

• More than 16 years of rich experience, full time MBA from IIM-Calcutta, Financial Risk Manager (FRM®), TOGAF 9, ITIL V3 Foundation Certified
• Worked in areas of corporate and retail banking in the capability of business and technology integrator.
• Conceptualized and innovated new solution to track efficiency of loan management processes.
• Experience in LOS and LMS solutions.
• Developed AI/ML based credit scoring platform which can be integrated with LOS systems through API
• Experience in consulting in areas of Basel II, FRTB, CVA, VaR methodology, CCL, PD, capital calculations, stress testing (CCAR) etc. for various clients across NA and Canada.
• Performed business advisory role in Fund transfer pricing (FTP), profitability management and asset liability management (ALM) for a major Saudi banking client- Driven domain proficiency program across different risk portfolios.
• Driven Continuous innovation through new tools/techniques using Robotic Process Automation, Agile Methodology, Cognitive testing etc.
• Visiting faculty across top B Schools in India (IIM Lucknow, Sirmaur, Vizag, Udaipur, IMT Ghaziabad, MDI )
• Past Companies: TCS, Cognizant, Accenture, Iris
• General Skills :Practice Leadership, Business Analysis, Technology Consulting, Program Management, Consulting, Stakeholder Management, Training
• Domain expertise in Credit Risk Modelling, Core Banking, FinTech, Financial Risk Management, Wealth Management, Corporate / Commercial Lending
• Was part of pre-merger strategy team for a top global consulting firm

Soumya Dasgupta

Title: Business and Technology Integration
Email: [email protected]